Trino Cruz is a Director of Credit Suisse. Trino co-heads the Front Office and is responsible for the External Asset Manager Desk of the Gibraltar subsidiary. Trino has previously headed the Private Clients as well as the Discretionary Management areas of the bank. He has over 25 years experience in private banking and asset management. Originally from Gibraltar, he pursued his undergraduate and graduate studies in the United Kingdom. Tel. 00350 2000 4502; e-mail: trino.cruz@credit-suisse.com